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Terms of Service

Please read these terms and conditions carefully before using our website or services.

Last updated: May 14, 2026

These Terms of Service ("Terms") govern your access to and use of the website located at evergreen-capital.info (the "Website") and the services offered by Evergreen Capital Corp. ("Evergreen Capital," "we," "us," or "our"). By accessing or using our Website or Services, you agree to be bound by these Terms. If you do not agree, please do not use our Website or Services.

1. About Our Services

Evergreen Capital Corp. is a licensed mortgage brokerage operating under Ontario's Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA), regulated by the Financial Services Regulatory Authority of Ontario (FSRA). We provide mortgage brokerage and private lending services, including but not limited to private mortgages, commercial lending, bridge financing, refinancing, and debt consolidation.

Our services are available to individuals and businesses in Ontario, Canada. Availability of specific products may vary based on individual circumstances, property location, and applicable regulations.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years of age (the age of majority in Ontario)
  • Be a resident of Canada or authorized to conduct business in Canada
  • Provide accurate and complete information when submitting inquiries or applications
  • Have the legal capacity to enter into binding agreements

3. Website Use

3.1 Permitted Use

You may use our Website for personal, non-commercial purposes to learn about our services, submit inquiries, and access general information about mortgage and lending products.

3.2 Prohibited Use

You agree not to:

  • Use the Website for any unlawful purpose or in violation of these Terms
  • Attempt to gain unauthorized access to our systems, networks, or data
  • Transmit viruses, malware, or other harmful code
  • Scrape, crawl, or use automated tools to extract content from the Website without our written consent
  • Impersonate any person or entity, or provide false or misleading information
  • Use the Website in any manner that could damage, disable, or impair its operation
  • Reproduce, distribute, or modify any content from the Website without our prior written permission

4. No Guarantee of Financing

Submitting an inquiry or application through our Website does not guarantee approval of financing. All mortgage and loan applications are subject to underwriting criteria, including but not limited to property appraisal, credit assessment, income verification, and lender requirements. We reserve the right to decline any application at our sole discretion.

Interest rates, terms, and conditions presented on this Website are for illustrative purposes only and may differ from the actual rates offered based on your individual circumstances.

5. Accuracy of Information

You agree to provide accurate, current, and complete information in any application, inquiry, or communication with us. Providing false, misleading, or incomplete information may result in the denial of your application and may constitute fraud under Canadian law.

6. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, software, and design elements, is the property of Evergreen Capital Corp. or its licensors and is protected by Canadian and international copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content from this Website without our prior written consent.

The Evergreen Capital name, logo, and all related marks are trademarks of Evergreen Capital Corp.

7. Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

8. Disclaimer of Warranties

Our Website and Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  • The Website will be uninterrupted, error-free, or secure
  • The information on the Website is complete, accurate, or current
  • Any defects or errors in the Website will be corrected

9. Limitation of Liability

To the fullest extent permitted by applicable law, Evergreen Capital Corp., its directors, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunity, arising from your use of or inability to use the Website or Services.

Our total liability for any claim arising out of these Terms or your use of the Website shall not exceed the amount of fees, if any, paid by you to us in the twelve (12) months preceding the event giving rise to the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Evergreen Capital Corp. and its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:

  • Your use of the Website or Services
  • Your violation of these Terms
  • Your provision of inaccurate or false information
  • Your violation of any applicable law or regulation

11. Privacy

Your use of our Website and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Website, you consent to the collection and use of information as described in our Privacy Policy, in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA).

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the courts of the Province of Ontario, located in the City of Ottawa.

13. Modifications to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website with an updated "Last updated" date. Your continued use of the Website after any modifications constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any specific agreements entered into for our Services, constitute the entire agreement between you and Evergreen Capital Corp. regarding your use of the Website and supersede all prior agreements and understandings.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

Evergreen Capital Corp.
150 Elgin Street, Suite 1100
Ottawa, Ontario K2P 1L4
Canada

Phone: +1 (613) 555-0478
Email: info@evergreen-capital.info
Website: evergreen-capital.info

Evergreen Capital Corp. Private Lending & Mortgage Brokerage

Providing trusted private lending and mortgage brokerage services to individuals and businesses across Ottawa and Ontario for over 20 years.

Quick Links

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Services

  • Private Mortgages
  • Commercial Lending
  • Bridge Financing
  • Refinancing
  • Debt Consolidation

Contact Us

  • 150 Elgin Street, Suite 1100
    Ottawa, ON K2P 1L4
  • (613) 555-0478
  • info@evergreen-capital.info

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